Key Facts

Total Insured Value:
Up to $500m

Policy Type:
All risks including or excluding flood & earthquake
Limits:
Primary:= $1.25m
Excess = $2.5m
No 100% layers

Target Classes

• Wood Workers
• Recyclers
• Plastic Workers
• Produce Packers
• Cement Plants
• Food Processors & Distribution
• Car Dealership
• Vacant Structures
• Other medium to high hazard commercial property

Ineligible Perils

Earthquake:
No coverage available in CA
Modified Mercalli (MMI) 8 or higher

Wind:
Tier 1 Windstorm Counties from TX to VA
No coverage available in FL 

Flood:
FEMA Special Flood Hazard Areas
Flood Zones A&V

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