Coverage Highlights:

 • Right and duty to defend policy
• No hammer clause
• Claims made and reported policy
• Coverage for subsidiaries, employees, and independent contractors included in base form
• Blanket Additional Insured coverage for third-party entities when required by contract
• Definition of Claim to include non-monetary or injunctive relief and the request to toll or waive a statute of limitations
• Definition of Insured to include a parent company for vicarious liability of the insured
• Insured vs. Insured exclusion includes a Carveback for independent contractors and outside entities otherwise afforded coverage under the definition of insured
• Carveback in the exclusions for owned entities in which the insured owns a minority interest
• Coverage for punitive and exemplary damages with most favorable jurisdiction language
• Subrogation is waived for third party clients of the Insured when contractually obligated
• Policy is non-cancelable by the Insurer except for nonpayment of premium
• Coverage for acts committed, losses occurring, and claims made anywhere in the world
• Software copyright and personal injury coverage included
• Technology E&O Wrongful Act definition includes negligent breach of contract language


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