Prime Pollution Liability KEY FACTS

The PRIME POLLUTION LIAIBLITY Coverage Form is the foundation for Ascot Environmental’s Insurance Product Suite. The coverage form provides broad environmental insurance for fixed sites facility.

• Capacity: $25,000,000
• Minimum Premium: $10,000
• Minimum Deductible: $10,000


• Blanket Covered Locations – No scheduling required for locations owned or operated prior to policy inception
• Defense expense is outside the limit of insurance and deductible
• Pre-Existing Bodily Injury, Property Damage and Environmental Damage included with no Retro Date
• Covered Location definition includes NODS and Divested Locations
• Newly Acquired Locations afforded automatic coverage on a Time-Element basis for up to 180 days

• Occurrence Coverage Trigger for Pollution Events arising from Transportation and Contracting Operations (if Scheduled)
• Business Income and Extra Expense arising out of a covered Pollution Event included up to Policy Limits (72 Hour Waiting period for BI, No waiting period for EE)
• Blanket Contractual Liability if required by written contract
• Blanket Waiver of Subrogation if in writing and prior to a loss
• Broad Form Named Insured for majority owned subsidiaries and newly acquired entities
• Worldwide Coverage Territory for Non-Owned locations, Transportation, CPL and Scheduled Foreign Locations
• Blanket Additional Insured provided on a primary and non-contributory basis (if in writing)
• Underground Storage Tanks can be scheduled to meet Financial Assurance Requirements
• Emergency Costs (for up to 10 days) and Crisis Management Costs (for up to 6 months) included at full policy limits on a no fault basis

Target Classifications:

• Manufacturing and Industrial Operations
• Warehousing and Distribution Operations
• Commercial Real Estate
• Property Transactions (Single Location and M&A)
• Greenfield and Brownfield Redevelopment
• Municipalities
• Gas Station Portfolios
• Higher Education
• Port Operations