Prime Pumper Pollution Liability

The PRIME PUMPER POLLUTION LIABILITY Coverage Form is tailored to the specific needs of onshore operating and non-operating entities in the upstream, mid-stream and downstream oil and gas industry. PUMPER is a seamless risk transfer solution for an industry with a high frequency of mergers, acquisitions and divestitures.

• Capacity: $25,000,000
• Minimum Premium: $10,000
• Minimum Deductible: $10,000


• Blanket Covered Locations – No scheduling required as of the effective date of the policy
• O&G Mineral Lease, Access Agreements and License Agreements are considered Covered Locations
• Defense expense is outside the limit of insurance and deductible
• Pre-Existing Bodily Injury, Property Damage and Environmental Damage included with no Retro Date
• Covered Location definition includes NODS and Divested Locations
• Joint Operating Agreements included in the definition of Insured Contract providing blanket contractual liability
• Occurrence Coverage Trigger for Pollution Events arising from Transportation and Contracting Operations (if Scheduled)
• Newly Acquired Locations afforded automatic coverage on a Time-Element basis.
• Blanket Waiver of Subrogation if in writing and prior to a loss
• Broad Form Named Insured for majority owned subsidiaries and newly acquired entities
• Worldwide Coverage Territory for Non-Owned locations, Transportation, CPL and Scheduled Foreign Locations
• Blanket Additional Insured provided on a primary and non-contributory basis (if in writing)
• Underground Storage Tanks can be scheduled to meet Financial Assurance Requirements
• Emergency Costs (for up to 10 days) and Crisis Management Costs (for up to 6 months) included at full policy limits on a no fault basis

Target Classifications:

• Upstream Exploration and Production (operating and non-operating entities)
• Midstream Transportation
• Downstream Refining
• Disposal Wells and Piping
• Compressor Stations
• Bulk Storage
• Gas Processing Plants