Shared Risk Casualty^TM

Ascot Shared Risk Casualty^TM offerings are designed for customers with annual revenue between $100M and $5B.

Our admitted solutions available through the retail channel provide risk sharing through deductibles, self-insured retentions (SIRs), and retrospective arrangements that can be customized to help support companies as their operations grow and evolve.

Key Facts

Offerings

Workers’ Compensation/ Employers’ Liability
General Liability & Product Liability
Auto Liability & Physical Damage

Target Appetite

Manufacturing
Business and professional services
Wholesale trade
Private equity-owned companies
Ideal for risks with annual expected losses between $500K and $5M

Limits Offered

WC: Statutory
EL: $1M
GL: $2M
AL: $2M

Coverage Features

Comprehensive retention options from $50K to $2M to match clients’ risk appetites
Innovative features include clash and corridor deductibles, aggregates, and various ALAE options
Tailored credit risk approach with flexible collateral options — letters of credit, cash, surety bonds — and progressive pay-ins and buy-downs to boost financial flexibility
Flexible premium installment plans available on an agency-billed basis

Claims Management & Risk Control

Choice of bundled or unbundled services with a top-tier third-party administrator (TPA) partner
Access to leading risk management information systems and advanced data analytics
Deductible recovery supported by a nationally recognized partner
Industry-specific loss control services focused on loss drivers
Integration of telematics services for real-time data and enhanced risk monitoring

Ascot Differentiator

Financial strength with AM Best Rating of A (Excellent), S&P Long Term Financial Strength Rating of A and Fitch Rating of A+ (Strong)*
Seasoned underwriting team with 30+ years in loss-sensitive insurance experience, driving fast decisions and client satisfaction
Cross-functional commitment to product success and positive client experiences

*AM Best and Fitch FSR apply to Ascot’s core operating subsidiaries. S&P FSR applies to Ascot Bermuda Limited.